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Learn the difference between a home warranty and home insurance and how each protects your home from breakdowns, disasters, and unexpected costs. A home warranty and homeowners insurance policy may both help cover your home, but they don't offer the same types of protection Do i need a home warranty if i have homeowners insurance

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Because homeowners insurance and a home warranty are different types of coverage, having one doesn't mean you shouldn't get the other. Complete guide to homeowners insurance if you own a house or plan to buy one, a home warranty and home insurance can both offer financial protection. This guide explains why they’re different and helps you understand which one best fits your needs.

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Home warranty plans and homeowners insurance offer different protection, and you might want to have both

We explain why in this detailed guide. Remember, homeowners insurance won’t cover items that break down from wear and tear Your home warranty complements your homeowners insurance policy if your covered appliance or home system has a mechanical failure due to everyday use Learn more about how home warranties work.

Personal finance resources home insurance vs What protects what in your new home When you buy a home, you want to make sure that your investment is protected You purchased homeowners insurance, so you might think that a home warranty isn’t important.

A home warranty could complement your home insurance policy by adding an additional layer of financial protection and helping to keep your systems and appliances running smoothly.