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View current certificate rates, as well as terms from navy federal credit union. Your actual apr may differ and will be based upon several factors, including credit history, loan type, model year, mileage, term, and loan amount Some of these rates are comparable with our picks for the best cd rates.

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Navy federal credit union cd rates are well above the national average, with its highest yields reaching 3.90% apy Rates as of nov 03, 2025 et Navy federal members can take advantage of several kinds of cds, or.

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Open with as little as $50

Make additional deposits any time Valid for taxable, iras, esas This one does have an early withdrawal penalty Lesser of 90 days of interest or all interest accrued so far.

Navy federal offers some special certificates with better rates, so check carefully to be sure you’re getting the best rate for the term you want Here are the current navy federal’s cd rates Navy federal credit union offers regular certificates, special certificates and easy start certificates. To calculate how much interest you could earn with a cd, try using smartasset's cd calculator

Share certificates are the navy federal credit union ’s standard cds, and you can open an account for terms ranging from three months to seven years with a minimum deposit of $1,000.

When compared to the best cd rates, navy federal credit union standard certificates are a good but not exceptional offering Navy fed certificates pay more than the national. Rates as of nov 07, 2023 et The apy is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding

Penalties apply for early withdrawals from certificate accounts Dividends compounded daily, credited monthly. With our cd calculator below, you can run the numbers to see how much you’d earn To get a certificate with navy federal credit union, you have to be a member

All service members in all.